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Expenses You Can Claim on an Investment Property in Australia If you rent out your property or keep it genuinely available for rent, the Australian Taxation Office (ATO) lets you claim many expenses as tax deductions. These deductions fall into two main groups: those you can claim in the same...
3-Phase Property Investment Strategy for High-Income Earners Aged 50+ Strategic Overview Jeremy is a 53-year-old professional in the oil and gas industry earning $270,000 a year. Despite having no liquid savings and carrying $100,000 of consumer debt, he owns land with $80,000 in equity and has $400,000 in superannuation. By...
Understanding Debt-to-Income Ratio (DTI) in 2025 Key Insights DTI as a Core Metric: Lenders use the Debt-to-Income Ratio to gauge a borrower’s capacity to handle monthly debt. It’s calculated by dividing total monthly debt payments by gross monthly income and multiplying by 100. Most banks target a DTI between 35%...