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Should You Move Back In to Preserve Your Six-Year CGT Exemption? For Australian property investors, the decision to return to a former home versus keeping it rented out can carry substantial financial and tax implications—especially around Capital Gains Tax (CGT)....
Should You Return to Your Rented Melbourne Townhouse to Lock In CGT Exemption? You’re about 40, earning roughly $109,000 a year, and juggling two properties: a Melbourne townhouse you own (leased out) and a rental you occupy at $550/week. With...
Maximise Your Property Depreciation Benefits in Australia For Australian property investors, depreciation offers a valuable tax saving, especially on newly built assets. You can claim deductions under two main categories: Capital Works (Division 43) and Plant & Equipment (Division 40)....
Bank Servicing Limits in Real Estate Investments: What You Need to Know Venturing into real estate investment can generate impressive returns, but many investors soon face a critical obstacle: bank servicing limits. These limits, which banks impose based on strict...
Navigating the Australian Home Loan Landscape In Australia’s mortgage sector, owner-occupied home loans generally enjoy interest rates that are approximately 0.3–0.5 percentage points lower than their investment counterparts. As of May 2025, owner-occupied loans offer variable and fixed rates ranging...
Top Queensland House and Land Picks for Property Investors in 2025 Queensland’s property market is continually evolving, presenting both unique opportunities and challenges for savvy investors. In 2025, success hinges on selecting properties that offer an ideal mix of rental...
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