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What’s Driving Record Sale Prices in Goodna? Key Property Features Revealed Goodna is experiencing strong property sales momentum, and certain features consistently appear in the suburb’s highest-priced transactions. By examining recent sales such as 116 and 90/116 Albert Street, we’ve...
Victorian Vacant Residential Land Tax 2025: Key Changes and Deadlines From January 1, 2025, Victoria’s Vacant Residential Land Tax (VRLT) expands statewide. Any residential land left unoccupied for more than six months during 2024 will be subject to VRLT, not...
Impact of Debt-to-Income Ratio in Real Estate Investments Debt-to-Income Ratio (DTI) measures a borrower’s capacity to handle monthly payments and repay debts. It is especially important when expanding a real estate portfolio by adding more investment properties. This article examines...
Understanding Debt-to-Income Ratio (DTI) in 2025 Key Insights DTI as a Core Metric: Lenders use the Debt-to-Income Ratio to gauge a borrower’s capacity to handle monthly debt. It’s calculated by dividing total monthly debt payments by gross monthly income and...
Impact of Rising Interest Rates on Borrowing Capacity (Australia, June 2025) Exploring the Effects of Economic Shifts on Property Investment Interest Rate Trends and Current Levels Australia’s official cash rate climbed from 0.10% in 2021 to a high of 4.35%...
Why Lenders Treat Rental Income as a Variable Stream When you apply for a mortgage or refinance an investment property, lenders usually view rental income more cautiously than a regular salary. Because rent can fluctuate due to vacancies, upkeep and...
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