Borrowing Power Assessment for Joseph (NT, Self-Employed) Snapshot of Financial Position Detail Amount / Notes Age 49 Employment Self-employed (ABN held for 5 years) 2024 FY Income $300,000 (Declared on NOA) Rent Paid $550 / week Savings / Deposit $50,000...

Bridging the Gap: Financing a $700,000 Investment Property Mel and Ronald want to buy a $700,000 investment property but currently have only $154,600 in borrowing capacity and $194,000 in deposit and usable equity. To secure the required $560,000 loan, they...

How Income Increases Affect Borrowing Power Income boosts can reshape your home-loan capacity—but the effect isn’t always straightforward. In this case study, we track Mel and Ronald, a dual-income couple with a principal place of residence in Craigieburn and an...

Assessing Mel and Ronald’s Borrowing Capacity Mel and Ronald are a dual-income couple who own their home in Craigieburn (PPOR) and an investment property in Pimpama. They’d like to add another property but face borrowing limits due to existing debts...

Estimating Borrowing Power for Dual-Income Homebuyers in Victoria Estimating your borrowing capacity is a critical first step when you’re planning to purchase a home. For dual‐income couples in Victoria, leveraging both salaries and existing equity can significantly boost your buying...

Borrowing Power Calculators in Australia Borrowing power calculators are indispensable for prospective home buyers in Australia. By inputting your income, expenses and existing debts, these online tools estimate the maximum loan you could secure. Major banks like NAB, ANZ, Westpac...