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How Much Can Bryan Borrow? Borrowing Power Assessment for a Support Worker with 3 Dependents (2025)

How Much Can Bryan Borrow? Borrowing Power Assessment for a Support Worker with 3 Dependents (2025) Bryan, a dedicated support worker based in Perth, earns $154,000 annually and supports three young children. Despite his strong income, his current financial commitments...

Jul 23rd, 2025
How Tanya Can Strategically Buy 3 Investment Properties in 3 Years

How Tanya Can Secure Three Investment Properties in Three Years Tanya is gearing up to purchase a trio of investment homes between 2026 and 2028. As a self-employed professional earning $120,000 in 2025—and on track to hit $200,000 via her...

Jul 22nd, 2025
How Having Dependents Affects Your Home Loan Borrowing Power in Australia

How Dependents Impact Your Borrowing Capacity for a Mortgage in Australia When applying for a mortgage in Australia, the number of dependents—children or family members you financially support—can have a significant effect on the amount you can borrow. Lenders weigh...

Jul 22nd, 2025
Can You Get a Home Loan with ATO Debt in Australia?

Securing a Home Loan With ATO Tax Debt Applying for a mortgage is complicated enough, but if you owe money to the Australian Taxation Office (ATO), the process becomes even more challenging. Many Australians ask: Can I still get a...

Jul 22nd, 2025
Three-Year Investment Property Plan for Tanya: Scaling from Zero to Three Homes

Rapid Path to Three Rental Properties in Three Years Tanya is a self-employed tutor and single mother in Torquay, VIC, determined to build a three-property portfolio within 36 months. This strategic roadmap shows how she can progress from zero holdings...

Jul 22nd, 2025
Borrowing Power Plan for Tanya: Single Mum and Self-Employed Tutor in Torquay

How Tanya Can Secure a $700,000 Investment Property in 2025 Tanya is a self-employed tutor and single mum in Torquay, VIC. She wants to buy a $700,000 investment property but currently faces a monthly shortfall under her lender-assessed figures. By...

Jul 21st, 2025
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